Fast, affordable
contractor insurance.
+ 100 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does contractor insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
General Liability
$80–$250/mo
Workers' Comp
$200–$700/mo
Commercial Auto
$140–$320/mo
Tools & Equipment
$20–$60/mo
What contractor insurance covers.
Contractor insurance is a combination of policies. Which ones you need depends on your trade, your crew, and what your contracts require.
Tell us about your work and we'll put together the right ones.
01
General Liability
Third-party injury and property damage on the job — and the certificate every GC, landlord, and permit office asks for before you start.
When it matters: a homeowner trips over your extension cord and calls a lawyer.
02
Workers' Comp
Employee injuries, payroll-based, required in most states once you hire — and often required by the GC even for small crews.
When it matters: a crew member comes off a ladder and is out for two months.
03
Commercial Auto
Work trucks and vans, with limits your contracts accept. Personal auto policies routinely deny claims on business use.
When it matters: your foreman rear-ends someone driving between job sites.
04
Tools & Equipment
Inland marine coverage for tools and gear wherever they are — the truck, the trailer, the site. Your GL policy doesn't cover your own equipment.
When it matters: the trailer gets broken into overnight and the power tools are gone.
05
Umbrella
Extra limits above liability and auto, for the contracts that ask for more than your base policies carry.
When it matters: a commercial job requires $5M in coverage you don't have.
Why contractors stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Contractor insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does contractor insurance cost?+−
It depends on your trade, payroll, crew size, and loss history. The benchmarks above show the typical range — we shop 100+ carriers so you see the real number for your business.
I need a COI for a job that starts soon.+−
Tell us the deadline and we'll work to it. Once you're covered, certificates are instant and self-serve — no calling the office for every new job site.
Do you cover subcontractors and 1099 crews?+−
Depends on your state and how you staff. Tell us how your crews are set up and we'll place coverage that matches — and make sure your subs' certificates protect you too.
I just started my business. Can you place me?+−
Yes. Several carriers on our panel write new businesses. Expect first-year pricing to be higher — we re-shop at renewal, when your track record starts working for you.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655