Fast, affordable
handyman insurance.
+ 100 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does handyman insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
General Liability
$50–$100/mo
Tools & Equipment
$15–$40/mo
Commercial Auto
$120–$250/mo
License & Permit Bonds
$10–$25/mo
What handyman insurance covers.
Handyman insurance is a combination of policies. Which ones you need depends on your state license, your jobs, and who you work for.
Tell us about your work and we'll put together the right ones.
01
General Liability
The line license offices and property managers ask for — third-party injury and property damage, from the ladder against the siding to the fitting that lets go after you leave.
When it matters: the fitting you replaced lets go and floods the kitchen overnight.
02
License & Permit Bonds
Many states and cities require a bond for the handyman license or registration itself. We set the bond and the GL up together — one conversation covers the whole application.
When it matters: the license application asks for a bond number you don't have.
03
Tools & Equipment
Inland marine coverage for the tools that are your livelihood — on the job, in transit, and overnight in the van, where most theft actually happens.
When it matters: the van gets broken into overnight and the drills are gone.
04
Commercial Auto
The truck or van is the business. Personal auto policies exclude business use — with lettering on the door and tools in the back, that argument is over.
When it matters: you rear-end someone driving between work orders.
05
Workers' Comp
Required in most states once you hire your first helper — and some property-management contracts want it even for solo operators. We tell you honestly whether you need it yet.
When it matters: your first helper comes off a ladder in his second week.
Why handymen stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Handyman insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does handyman insurance cost?+−
General Liability for a solo handyman often runs $600–$1,200 a year — tools, auto, and a license bond add modestly to that. We price for one-person operations, without the bloated package minimums.
My state wants insurance and a bond before it issues my license.+−
The most common reason handymen call us. GL and the license bond are set up together in one conversation, and you get proof of both the same day — formatted the way the application wants it.
A property manager wants a COI before I can pick up work orders.+−
Standard, and worth it — PM work is the steadiest book a handyman can build. Same day once you're bound, self-serve after that, with the additional-insured wording their vendor packet names.
Where does handyman work end and contractor work begin?+−
Every state draws the line differently — usually by job value. Cross it, and license, bond, and insurance requirements all step up. Tell us what your biggest jobs look like and we'll quote the right stack.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655