Fast, affordable
janitorial insurance.
+ 100 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does janitorial insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
General Liability
$40–$100/mo
Janitorial Bond
$10–$30/mo
Workers' Comp
$150–$500/mo
Commercial Auto
$100–$250/mo
What janitorial insurance covers.
Janitorial insurance is a combination of policies. Which ones you need depends on your crews, the buildings you clean, and what your contracts require.
Tell us about your operation and we'll put together the right ones.
01
General Liability
Slip-and-falls on floors you just mopped, scratched surfaces, damaged furnishings — the claims cleaning work generates. Property managers won't put you on the schedule without it.
When it matters: an office worker slips on a floor your crew finished ten minutes ago.
02
Janitorial Bond
Employee-dishonesty coverage for theft from client premises — the "bonded" in bonded-and-insured, and the first thing commercial clients verify. Inexpensive, and set up in the same conversation.
When it matters: a client reports a laptop missing after your night crew's shift.
03
Workers' Comp
Required in most states once you hire. High turnover and night crews make payroll audits messy — right class codes and clean records keep the premium honest.
When it matters: a crew member slips on a freshly stripped floor and fractures a wrist.
04
Commercial Auto
Crew vehicles moving people and supplies between buildings at night. Personal auto excludes business use — and hired & non-owned coverage answers for employees driving their own cars on your routes.
When it matters: a crew van rear-ends someone between buildings at 2 a.m.
05
Umbrella & Excess
Hospitals, campuses, and property-management contracts often want higher limits before you're approved. A $1M–$2M umbrella is usually the cheapest line in your stack.
When it matters: a hospital contract names limits your base policies don't carry.
Why cleaning companies stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Janitorial insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does cleaning business insurance cost?+−
Payroll, crew size, and the buildings you clean set the number. General Liability for a solo cleaning business often runs $500–$1,200 a year, and a janitorial bond adds surprisingly little — we shop 100+ carriers so you see the real number.
What does "bonded and insured" actually mean?+−
Insurance (GL) answers for accidents — the slip on a wet floor. The janitorial bond answers for employee dishonesty — theft from a client's premises. Commercial contracts typically require proof of both, and we issue both the same day you bind.
A bid packet wants proof of bonding and a COI. How fast can I get them?+−
Same day once you're bound, self-serve after that. We read the bid requirements and build the certificate to match — limits, additional insured, and the bond amount the contract names.
An employee is accused of taking something from a client site. What happens?+−
That's exactly what the janitorial bond is for. You report it, the bond responds to the client's loss, and your contract stays intact. Without the bond it's your checkbook on the line.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655