Fast, affordable
roofing insurance.
+ 100 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does roofing insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
General Liability
$250–$650/mo
Workers' Comp
$400–$1,200/mo
Commercial Auto
$150–$350/mo
Tools & Equipment
$25–$70/mo
What roofing insurance covers.
Roofing insurance is a combination of policies. Which ones you need depends on your work mix, your crew, and what your GC contracts require.
Tell us about your work and we'll put together the right ones.
01
General Liability
Third-party injury and property damage — the line GCs demand on every COI, and it covers the job you finished two years ago, not just the one in progress.
When it matters: a leak shows up two years after the re-roof and the homeowner calls a lawyer.
02
Workers' Comp
Employee injuries, required in most states once you hire. Roofing carries the highest class rates in construction — exactly why it's worth shopping.
When it matters: a crew member comes off a roof and is out for the season.
03
Commercial Auto
Trucks, trailers, and the ladder rack, with limits your contracts accept. Personal auto policies exclude business use — the most common gap we find.
When it matters: your foreman rear-ends someone hauling shingles between jobs.
04
Tools & Equipment
Inland marine coverage for tools between job sites and overnight in trailers — where most theft actually happens.
When it matters: the trailer gets broken into overnight and the guns and compressors are gone.
05
Umbrella & Excess
The extra limits larger GC contracts require — usually $5M over your GL and auto. Cheaper than most roofers expect.
When it matters: a commercial GC's contract requires $5M in coverage you don't carry.
Why roofers stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Roofing insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does roofing insurance cost?+−
It depends on payroll, receipts, work mix, and claims history. The benchmarks above show the typical range — hot work and commercial height push it up. We shop 100+ carriers so you see the real number for your business.
I got declined for torch-down work. Can you still place me?+−
Usually, yes. Declines for hot work mostly mean the submission went to markets that exclude it by default — we work with carriers that rate torch-down on its own terms. Expect questions about your fire-watch procedure.
How fast can I get a COI for a general contractor?+−
Same day once you're covered. After that, certificates are self-serve — pick the holder, download, done. Your GC doesn't wait on an agency's office hours.
Do my subcontractors need their own coverage?+−
Yes — and you should collect a COI from each one. Your premium is rated on your sub ratio, so clean sub paperwork directly lowers what you pay.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655