Fast, affordable
tree service insurance.
+ 100 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does tree service insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
General Liability
$150–$450/mo
Workers' Comp
$500–$1,500/mo
Commercial Auto
$180–$420/mo
Tools & Equipment
$30–$90/mo
What tree service insurance covers.
Tree service insurance is a combination of policies. Which ones you need depends on how high you work, what equipment you run, and who's on the crew.
Tell us about your crews and we'll put together the right ones.
01
General Liability
The limb through a roof, the fence under a dropped trunk — third-party injury and property damage. Many forms quietly cap covered work at three stories; we place markets that climb with you.
When it matters: a top cut swings wrong and comes down through the roof next door.
02
Workers' Comp
Employee injuries — the biggest line item in tree work, with some of the steepest class rates in any trade. Correct splits between climbers and ground crew are the difference between a fair rate and a punishing one.
When it matters: a climber takes a fall and is out for the season.
03
Commercial Auto
Bucket trucks, chip trucks, cranes, and trailers — priced for what they are, with hired & non-owned added where you rent for the big jobs.
When it matters: the chip truck rear-ends a car towing the chipper home.
04
Tools & Equipment
Inland marine coverage for chippers, stump grinders, saws, and rigging gear — on site, in transit, and overnight in the yard, where most theft actually happens.
When it matters: the stump grinder disappears from the yard over a weekend.
05
Umbrella & Excess
Municipal and utility contracts routinely require limits above $1M/$2M. We stack the extra limits without re-marketing the whole account.
When it matters: a utility contract requires limits your base policy doesn't carry.
Why tree crews stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Tree service insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does tree service insurance cost?+−
It's priced by working height, payroll, and work mix — a trimming-only ground operation pays a fraction of what a 70-foot removal crew pays. The benchmarks above show the typical range; we shop 100+ carriers so you see the real number for your operation.
I was declined or non-renewed. Can you still place me?+−
Usually, yes. Specialty and E&S markets exist precisely for tree work — declines, claims history, and high-height operations are what they quote every day. Expect questions about your rigging practice and the claim itself.
Does my policy cover work above 60 feet?+−
Check the form — many standard GL forms cap covered tree work at three stories, and a claim above the cap may not respond at all. Tell us your real maximum working height and we place a form that matches it.
Are climbers and ground crew rated the same for workers' comp?+−
They shouldn't be. Documented payroll splits between climbers and ground crew are one of the biggest levers on your comp premium — tree work misclassified as logging is the other. We fix both.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655