Insurance for
drone operators
Protect your aircraft, your payloads, and your contracts. Casey covers Part 107 operators — mapping, inspection, photography, and agricultural work — with UAS liability, hull, and payload coverage in one place. One conversation in plain English: we compare the whole market and bring back the best value for your risk.
What it is
What drone insurance covers.
Here’s the surprise that catches most operators: standard business liability policies exclude aircraft — including yours. Drone coverage is its own stack.
You don’t need to know which lines you need. Tell us what you fly and who you fly for, and your broker builds the stack.
Who needs it
Every kind of drone operation — priced differently.
Mapping & surveying
Data deliverables mean professional exposure alongside flight risk. Both lines, written together, priced by what clients do with your outputs.
Inspection work
Roofs, towers, and infrastructure — flights near structures for clients with vendor requirements. The COI usually matters as much as the coverage.
Photo & video
Events, real estate, and production work — flights over people and property, often on short notice. Coverage that matches how fast you book.
Agricultural & spray work
Application work adds chemical exposure most UAS forms exclude. Specialty ag-aviation markets write it — we place it with your applicator details on file.
Fleets & multi-pilot operations
Multiple aircraft, employed pilots, and scheduled equipment. Priced as an operation, not a hobby rig at a time.
Something in between?
Most operators fly a mix of work. Describe your missions in the form — that’s what your broker prices.
Insurance without the homework.
01
One conversation
Tell us what you do in plain English. We ask the right questions, tell you what coverage you need, and build the application for you.
02
Pay less for more
Our technology scans the market and finds the best value for your risk. Your broker then tailors the coverage — no gaps, nothing you don’t need.
03
White-glove service
Instant self-serve COIs. Around-the-clock support for everything else. No office hours, no waiting on a callback.
04
A broker who picks up
A licensed broker owns your account through every renewal. Call, and someone who knows your business answers.
Common questions
Drone insurance, answered.
A client wants a $1M COI before I can fly. How fast can I get it?
Same day once you’re bound, self-serve after that. $1M UAS liability is the standard ask on commercial contracts — we build the certificate with the additional-insured wording the client’s vendor packet names.
How much does drone insurance cost?
Liability often starts around $500 a year for a solo operator; hull and payload coverage price by your actual rig and sensors. Annual policies usually beat per-flight pricing once you fly regularly — we compare both against your mission profile.
Doesn’t my business liability policy already cover my drone?
Almost certainly not — standard GL forms exclude aircraft of every size, and a drone is an aircraft. That exclusion is the single most common gap we find with drone operators. UAS liability is the policy that actually answers.
Do I need insurance to fly under Part 107?
The FAA doesn’t require it — your clients do. Most commercial contracts want $1M liability and a COI before you’re on site, which in practice makes coverage the ticket to paid work.
Is spray and agricultural work insurable?
Yes, but not on standard UAS forms — chemical application is its own exposure, written by specialty agricultural aviation markets. Tell us what you apply and your licensing; we place forms that include it.
Let’s get started.
Send it in and a licensed broker calls you back right away.
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