Insurance for
pressure washers
Protect your rig, your crew, and the property you’re hired to clean. Casey covers house washing, roof soft-washing, flatwork, and fleet washing — general liability, commercial auto, equipment, and workers’ comp in one place. One conversation in plain English: we compare the whole market and bring back the best value for your risk.
What it is
What pressure washing insurance covers.
“Pressure washing insurance” isn’t one policy — it’s a stack of a few, built around how you actually work. Most washing operations carry these five lines.
You don’t need to know which ones you need. Tell us about your work and your broker builds the stack.
Who needs it
Every kind of washing operation — priced differently.
House washing & driveways
The broadest carrier appetite in the trade — most markets will quote you. Which means the job is getting them to compete, not finding one who’ll say yes.
Roof soft-washing
Bleach-mix overspray, dead landscaping claims, and roof height make some markets walk. Carriers that write soft-wash want your chemical process on the application — we make sure it’s there.
Commercial & flatwork
Property managers demand COIs with additional-insured wording and real limits before you’re on the schedule. We build the certificate to spec the first time.
Fleet & truck washing
You spray other people’s vehicles all day — the exact exposure many GL forms quietly exclude. The fix is the right form, not hoping the claim never comes.
Multi-crew operations
Payroll classification and hired & non-owned auto start to matter once crews drive their own trucks between jobs. We price the whole operation, not just the machines.
New & part-time ventures
Plenty of washing businesses start as a weekend rig. First-year operations pay more, but several of our markets write them — and commercial contracts require proof before you start.
Something in between?
Most operations are a mix. Describe your actual work split in the form — that’s what your broker prices.
Insurance without the homework.
01
One conversation
Tell us what you do in plain English. We ask the right questions, tell you what coverage you need, and build the application for you.
02
Pay less for more
Our technology scans the market and finds the best value for your risk. Your broker then tailors the coverage — no gaps, nothing you don’t need.
03
White-glove service
Instant self-serve COIs. Around-the-clock support for everything else. No office hours, no waiting on a callback.
04
A broker who picks up
A licensed broker owns your account through every renewal. Call, and someone who knows your business answers.
Common questions
Pressure washing insurance, answered.
How much does pressure washing insurance cost?
It depends on your work mix, payroll, and claims history. As a rough anchor, General Liability for a solo residential operation often runs $600–$1,500 a year; roof soft-washing, commercial contracts, and employees push it up. We quote your actual operation rather than a generic rate.
If I damage the surface I’m cleaning, am I covered?
On many standard forms — no. Etched glass, stripped paint, water forced under siding: damage to property in your “care, custody, or control” is a common exclusion, and it’s the claim washers actually have. Whether your form covers your work is the first thing we check before you bind.
Do I need commercial auto for my truck and trailer?
If the truck tows your rig to jobs, yes. Personal auto policies exclude business use, and an adjuster who finds a tank, reel, and surface cleaner on the trailer will treat it as commercial. We price the truck and trailer together with the rest of the stack.
My equipment was stolen off the trailer overnight. Is that covered?
Not by your auto or GL policy — that’s Inland Marine (tools & equipment) coverage, rated to replace machines, surface cleaners, and reels wherever they are: on the job, in transit, or parked overnight. If your gear is financed, your lender usually requires it.
A property manager wants a COI with additional-insured wording before I start.
Standard for commercial work. Same day once you’re bound, and self-serve after that — we read the contract requirement and build the certificate to match it the first time, including the additional-insured endorsement.
I’m brand new — can I get covered before my first job?
Yes. First-year operations pay more, and carriers will ask about your background — but several of our markets write new washing businesses, and since most commercial clients require proof of coverage before you start, this is usually step one.
Let’s get started.
Send it in and a licensed broker calls you back right away.
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